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COPYRIGHT INFORMATION
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USE OF WEBSITE INFORMATION
You may download, view, copy and print documents and graphics incorporated in these documents (the "Documents") from this website subject to the following: (1) the Documents may be used solely for personal, informational, non-commercial purposes; (2) you do not have any kind of complaints about 2Smarty.com content and fully agree that any published material is legal for you; and (3) the Documents may not be modified or altered in any way. Except as expressly provided herein, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any information from this website in whole or in part without the prior written permission of 2Smarty.com.

WARRANTIES AND DISCLAIMERS
The information, software, products and services contained on this web site may be out of date or include omissions, inaccuracies or other mistakes. Except where expressly provided otherwise in an agreement between you and 2Smarty.com, all information, software, products and services are provided "as is" without warranty of any kind. 2Smarty.com hereby disclaims all warranties with respect to this information, software, products and services, whether express or implied, including the implied warranties of merchantability and fitness for a particular purpose. In no event shall 2Smarty.com be liable for any direct, indirect, incidental, special or consequential damages, or damages for loss of profits, revenue, data or use, incurred by you or any third party, whether in an action in contract or tort, arising from your access to, or use of, this web site. 2Smarty.com reserves the right to make changes or updates to this web site at any time without notice.

LINKS TO THIRD PARTY SITES
This website may contain links to websites controlled by parties other than 2Smarty.com. 2Smarty.com is not responsible for the contents or use of these websites.

FEEDBACK
Except where expressly provided otherwise by 2Smarty.com, all comments, feedback, information or materials submitted to 2Smarty.com through or in association with this Web site shall be considered non-confidential and 2Smarty.com's property. By submitting such comments, feedback, information or materials to 2Smarty.com, you agree to a no-charge assignment to 2Smarty.com of all worldwide rights, title and interest in copyrights and other intellectual property rights to the comments, feedback, information or materials. 2Smarty.com shall be free to use such comments, feedback, information or materials on an unrestricted basis.

INDEMNIFICATION
You agree to indemnify and hold 2Smarty.com, its directors, owners and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the message boards on 2Smarty.com's website, the violation of these terms and conditions by you, or the infringement by you, or other user of the message boards using your computer, of any intellectual property or other right of any person or entity. 2Smarty.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.